Easy Home Improvement Financing Options

Financing Made Simple

How to Apply for Easy Home Improvement Financing Options

In one line: Apply with EnerBank by phone or website, or use Watercress for a fast online option.

You don’t have to pause important work because of upfront costs. Our financing gives you fast approvals and clear terms, so you plan repairs or upgrades without stress and keep your home protected.

Pick the path that fits you best: apply with EnerBank by phone or website, or complete a secure Watercress application for a fully digital experience. Either way, you spread payments out, so scheduling starts right away.

Get Your Free Inspection

Option 1: Apply with EnerBank

enerbank financing option for final touch

You can either call EnerBank directly or apply through their secure website link. Because approvals usually happen in minutes, you can move forward with your project right away.

Option 2: Apply with Watercress

watercress financing option for final touch

Prefer a digital experience? Apply with Watercress in minutes.

  • Online Portal: No phone call needed—complete the application entirely online.
  • Programs Available: 2-Months No Interest / No Payments, as low as 9.95% APR, and 0% options (subject to approval).
  • Track Everything Online: Manage your application, approval, and payment plan in one convenient portal.

Option 3: Apply with Foundation

foundation finance option for final touch

Want another digital option? Apply with Foundation in minutes.

  • Online Portal: No phone call needed—complete the application entirely online.
  • Programs Available: 12-240 months terms available, get pre-approval today.
  • Track Everything Online: Manage your application, approval, and payment plan in one convenient portal.

Why Choose Our Team in Northeast Ohio

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Local Experience Matters

We know codes, storms, and neighborhoods, so planning is smoother and protection is stronger.

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Certified Quality

Our crews follow manufacturer methods and back installs with clear warranties, so your home stays secure.

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Fast & Clean

We schedule quickly, send photo updates, and leave sites spotless, so the process is simple for you.

Dwight Smith, Owner at Final Touch Construction & Remodeling

Author: Dwight Smith, Owner & Local Contractor

Dwight guides our easy home improvement financing options with clear steps and a focus on safety.

Roofing and Other Services You Can Finance Today

aerial roof photo

Finance Your Roofing: Asphalt, Metal & Optional Solar

Spread project costs over time for repairs or full replacements, so your home stays protected now. Because ventilation and flashing affect lifespan, we plan details before work begins. During a full roof replacement, we can also integrate optional solar roofing and include it in your financing plan.

  • Finance leak repairs, storm fixes, or full tear-offs
  • Include ridge vents, underlayment, and flashing in one monthly payment
  • Choose impact- and algae-resistant shingles without a big upfront bill

fresh siding install

Finance Your Siding: Vinyl & Composite

Upgrade curb appeal and storm protection with payments that fit your budget, so you transform your exterior sooner. Because we install wrap, flashing, and trim integration the right way, your walls stay dry and efficient while you finance the full scope.

  • Finance complete re-sides or targeted elevations
  • Bundle insulation, wraps, and trim into one plan
  • Choose profiles and colors without delaying your project

energy-efficient windows

Finance Your Windows: Energy-Efficient Upgrades

Replace drafty units now and pay over time, so comfort and quiet improve immediately. Therefore, tight seals, insulation, and aluminum capping finish each unit strong while your payments stay predictable.

  • Finance full-home window packages or select rooms
  • Include capping, foam, and disposal in one payment
  • Start saving energy sooner instead of waiting

storm damage restoration financing

Finance Storm Damage: Roof, Siding, Windows & Gutters

When storms hit, fast action matters. We help you finance emergency tarping, repairs, and full replacements while we document damage for your claim.

  • Bridge deductibles and uncovered items with manageable monthly payments
  • Bundle roof, siding, window, and gutter work under one plan
  • Get photos, scopes, and reports to support insurance processing

Where We Work in Northeast Ohio

Our easy home improvement financing options cover Cleveland (excludes East Cleveland), Cleveland Heights, Parma, Strongsville, Medina, Akron, Cuyahoga Falls, Solon, Twinsburg, and Lakewood.
Because we live and work here, we arrive quickly and finish efficiently.
Therefore, you get responsive care close to home.

Quick Answers About Easy Home Improvement Financing Options

Who are the lenders?

EnerBank (phone or website) and Watercress (online portal) power our programs, so you can pick the path that suits you best.

What do I need to apply?

How fast is approval?

Most approvals take minutes, because both systems use streamlined review.

Which projects qualify?

Roofing, vinyl and composite siding, energy-efficient windows, and storm damage repairs all qualify, so you can fund urgent or planned work.

Can you help me apply?

Yes. We guide each step, so nothing feels confusing or stressful.

Will financing delay my project?

No. Because funding is organized up front, scheduling often moves faster.

Our Simple 3-Step Process

  1. Inspect: We check the root cause with photos and notes.
  2. Plan: We show options, timelines, and budgets, so you decide with clarity.
  3. Build: We install, clean up, and walk through the finished work together.
Get Started: The visit is free, and our inspection and explanation will give you all the information you need.
Book today to secure your spot!